Unsecured loans for tenants, homeowners or living with parents

There are two types of unsecured loan. Those specifically for homeowners and those for tenants. Some lenders will only grant loans to homeowners, others will lend to either. We will search out the best deal we can find.

Most loans can be used for any purpose. Any unsecured loan offer will be made on the basis of credit scoring. Don't worry if your client has a poor credit rating as some schemes exist that will ignore the odd default or county court judgement. However, be warned, a really poor credit record is likely to be declined or in the case of a homeowner only offered as a secured loan.

The best bet though, is to apply online now. We'll give you an in principle decision in approximately 2 hours. If declined you will usually be advised confidentially by email.

Loan documents may be posted to your client direct, however certain lenders (to speed things up) will require clients to visit their local office to verify information, finalise matters and then collect the cheque. Clients will be under no obligation unless they choose to accept their offer.

As we use more than one lender we do not show repayment tables as this could be misleading - offers made will directly relate to the clients circumstances. There are no application fees payable when using our services. Loans are available from £500 to £25000 with repayments from 6 months to 7 years.

NB Some lenders may require joint homeowners to apply together. Even though the loan is unsecured, they make it a condition that both parties apply together. This is infact a benefit because if both have income, then the credit score is normally much higher.

unsecured loans for homeowners

• Homeowner unsecured loans up to £25,000
• No Security needed - Quick "in principle" Decision.
• Rates from 7.9% APR.
• Repayment terms up to 7 years.
• Self Employed and Employed accepted (must have provable income).
• Rate is reflective of risk so APR's will vary.
• Commissions from 0.5% to 2% depending on plan, lender and cover taken.
• NB: commission for loans paid within 5 days of completion. Any insurance bonus commissions will be paid after 30 day cancellation period has passed (provided clients have not cancelled the insurance policy).

loans for tenants and living with parents
• Competitive rate.
• Loans from £500 - £3,000.(higher amounts considered but must be employed - full status and score very highly on the credit score – we will quote loan size and rate after assessing an application. Figures shown on the rate calculator are typical examples to quote ball park figures.
• Repayment terms up to 5 years.
• Self Employed and Employed accepted.
• Commission rates for tenants - 0.5% to 2% depending on plan, lender and cover taken.
• NB: commission for loans paid within 5 days of completion. Any insurance bonus commissions will be paid after 30 day cancellation period has passed (provided clients have not cancelled the insurance policy).